By visiting, you are consenting to the privacy policy and terms and conditions of this site. Policies may be updated at any time. By using this site you acknowledge that it is your responsibility to review these policies and be aware of any modifications.

Below you’ll find more information about my policies for



All programs, products, and services are owned and provided by the The Creative Business Plan LLC, (“Company” or “we” or “us” or “our”). The term “you” or “your” refers to any user or purchaser of said courses(s), product(s), download(s) or service(s) (services) or (courses). These Terms and Conditions of Use govern and define how You are allowed to use and access Company’s Offering. We reserve the right to update and change these Terms and Conditions of Use at any time, and will update them accordingly with the ‘date last updated’ at the top of this page.

You are legally bound to these Terms and Conditions of Use whether or not you have read them. If you do not agree with any of our Terms and Conditions of Use, please email Us at [email protected]. contains blog posts on photo editing, creating a business, business marketing, growing your business and other topics. Information on such topics is subject to change.

All prices stated on this website are subject to change at any time and it is your responsibility to frequently check for updated pricing. 

All sales and payment plans are final.

By clicking “Join Now,” “Purchase,” or any other phrase on the purchase button, or entering your credit card information, or otherwise enrolling, electronically, verbally, or otherwise, you (“Client”) agree to be provided with products, programs, or services by the Company. No refunds or purchase cancellations will be given for any products purchased online. You are granted one revocable, worldwide, non-exclusive license to the product(s) you have purchased. If You violate this licenseby giving or selling a copy of our product(s) to anyone, We reserve the right to invoice you for the licenses you have gifted to others and revoke your access to our products permanently.

Due to the digital nature of the course and downloadable resources that are instantly accessible upon purchase, no refunds or payment cancellations will be given for any products or programs purchased online.

YOUR SUCCESS DEPENDS ENTIRELY ON YOUR OWN EFFORT, MOTIVATION, COMMITMENT AND FOLLOW-THROUGH. WE CANNOT PREDICT AND WE DO NOT GUARANTEE THAT YOU WILL ATTAIN A PARTICULAR RESULT, AND YOU ACCEPT AND UNDERSTAND THAT RESULTS DIFFER FOR EACH INDIVIDUAL. EACH INDIVIDUAL’S RESULTS DEPEND ON HIS OR HER UNIQUE BACKGROUND, DEDICATION, DESIRE, MOTIVATION, ACTIONS, AND NUMEROUS OTHER FACTORS. YOU FULLY AGREE THAT THERE ARE NO GUARANTEES AS TO THE SPECIFIC OUTCOME OR RESULTS YOU CAN EXPECT FROM USING THE INFORMATION YOU RECEIVE ON OR THROUGH THIS WEBSITE OR PRODUCT. When you purchase a product, you understand that there is no guarantee that you will achieve any particular result or outcome using any of the ideas, tools, strategies or recommendations presented. We make no promises or warranties concerning your likelihood of success, performance, future earnings, business profits, marketing performance, customer growth or results of any kind. You understand that with any business endeavor there is an inherent risk, including a loss of capital and loss of customers and therefore you assume all responsibility for any such risk.


As with any business, your results may vary and will be based on your individual capacity, business experience, expertise, and level of desire. There are no guarantees concerning the level of success you may experience. There is no guarantee that you will make any income at all and you accept the risk that the earnings and income statements differ by individual. Each individual’s success depends on his or her background, dedication, desire and motivation.

The use of our information, products and services should be based on your own due diligence and you agree that the Company is not liable for any success or failure of your business that is directly or indirectly related to the purchase and use of our information, products, and services reviewed or advertised on this Website.

All images, text, designs, graphics,  and service marks are owned by and property of The Creative Business Plan LLC. It is a violation of federal law to use any of our intellectual property in whole or in part, and modification of any materials contained on this site is illegal and may be prosecuted to the fullest extent permissible should we choose to do so, including asking for financial penalties forcing you to stop using our intellectual property immediately.

You may not use our intellectual property in any way, which includes republishing any text, image, design, or other property on another website, or posting a quote or image from our site to any third-party website including social media. 

Photography and graphics used on this website are copyright of The Creative Business Plan LLC and/or Modern Moments Photography LLC, unless stated otherwise. If you use my content elsewhere, please be sure to refer to and link back to the original post. 

I reserve the right to remove any blog posts at any time. You recognize that any advise I share on my website or blog is solely from personal experience and may not suit or work for everyone. You therefore release me from any blame or claim arising from such a situation.

I occasionally provide free downloads. Please do not resell, package or distribute these downloads or upload them to other websites. If you are promoting these downloads, please link back to the original blog post.


You grant Company a royalty-free, non-exclusive, worldwide license to copy, display, use, broadcast, transmit, and make derivative works of any and all comments, reviews, or replies made by You on this website, the course comments, or the Facebook group,

Our website and related materials are provided for educational and informational use only. This website is an informational resource for business owners. It is not a substitute for working with a business consultant or other professional. I cannot guarantee the outcome of following the recommendations provided and any statements made regarding the potential outcome are expressions of opinion only. I make no guarantees about the information and recommendations provided herein. By continuing to use this website you acknowledge that I cannot guarantee any particular results, as such outcomes are based on subjective factors that are not within my control. Therefore, following any information or recommendations provided on this website are at your own risk.

Some of the links contained on this website are affiliate links. This means that I may receive a commission if you click on the link and make a purchase from the affiliate. We disclaim any and all liability as a result of Your purchase through one of these links. You accept express liability for any and all consequences or benefits of clicking the affiliate links contained on this website or related communications. 

Event tickets purchased from The Creative Business Plan including, but not limited to, workshops, meet ups, and content retreats are non-refundable under any and all circumstances upon purchase. We do allow ticket transfers if a ticket purchaser finds someone else to purchase their ticket from them.

You will have lifetime access to purchases and Course materials so long as the Course is available. In the event the Company takes the course offline or removes it, Company will notify You giving you 30 days notice before removal. No refund will be provided.

Last updated: 1/3/2024

By using this website as a user (hereafter "You"), You agree to the following Privacy Policy. Please read this policy carefully before using this website.


This website is owned and operated by an Oklahoma company (hereafter "Our", "We", or "Company"). Our principle place of business is located in Collinsville, Oklahoma.


Our mailing address is 13307 N 59th E Place Collinsville, Oklahoma 74021


For any privacy-related questions, you can reach us at [email protected].


We at The Creative Business Plan LLC respect Your privacy. This Privacy Policy is designed to explain how We collect, use, share, and protect the personal information You provide to us when You access Our website, purcase Our goods or services, or engage with us on social media, as well as Your own rights to the information We collect.


Please read this Privacy Policy carefully. We will alert You to any changes to the Policy by changing the "last updated" date at the top of this Policy.  Any changes become effective immediately upon publication on Our website, and You waive specific notice of any changes to the Policy by continuing to use and access Our site. We encourage You to review this Privacy Policy periodically, when You use Our website for any purpose or engage with us on social media. You are deemed to have accepted any changes to any revised Privacy Policy by Your continued use of Our website after the revised Privacy Policy posted.


We collect a variety of information from You when You visit Our website, make purchases, or interact with us on social media. By accepting this Privacy Policy, You are specifically consenting to Our collection of the data described below, to Our use of the data, to the processing of this data, and to Our sharing of the data with third-party processors as needed for Our legitimate business interests. The information We collect may include:

Personal Data: Personal Data is information that can be used to identify You specifically including Your name, shipping address, email address, telephone number or demographic information like Your age, gender, or hometown. You consent to giving us this information by providing it to us voluntarily on Our website or any mobile application. You provide some of this information when You register with or make purchases from Our website. You may also provide this information by participating in various activities associates with Our sites, including responding to blogs, contacting us with questions, or participating in group trainings. Your decision to disclose this data is entirely voluntary. You are under no obligation to provide this information, but Your refusal may prevent You from accessing certain benefits from Our wesbite or from making purchses.


Derivative Data: Derivtive Data is information that Our servers automatically collect about You when You access Our website, such as Your IP address, browser type, the dates and times that You access Our website, and the specific pages You view. If You are using a mobile application, Our serves may collect information about Your device name and type, Your phone number, Your country of origin, and other interactions with Our application. 


Financial Data: Financial data is data that is related to Your payment method, such as credit card or bank transfer details. We collect financial data in order to allow You to purchase products or services from Our website and any related mobile apps. We store limited financial data. Most financial data are transferred to Our payment processor and You should review these processors' Privacy Policy to determine how they use, disclose, and protect Your financial data. 


Social Networking Data: We may access personal information from social networking sites and apps, including Facebook, Instagram, Linkedin, TikTok, and other social netwokring sites or apps not named specifically here, which may include Your name, Your social network username, location, email address, age, gender, profile picture, and any other public information. If You do not want us to access this information, please go to the specific social networking site and change Your privacy settings. 


Mobile Device Data: If You use Our website via a mobile device or app, We may collect information about You mobile device, including device ID, model and manufacturer, and location information. 


Other data: On occasion, You may give us additional data in order to enter a content or giveway or to participate in a survey. You will be prompted for this information and it will be clear that You are offering this kind of information in exchange for an entry into such a content or giveaway. 


Use of information: You information allows us to offer You certain products and services, including the use of Our website, to fulfill Our obligations to You, to customize Your interaction with Our company and Our website, and to allow us to suggest other products and services We think might interest You. We generally store Your data and transmit it to a third-party for processing. However, to the extent We process Your data, We do so to serve Our legitimate business interests (such as providing You with the opportunity to purchase Our goods or services and interact with Our website). 


Specifically, We may use the information and data described about to:

1. Create and administer Your account; and 

2. Deliver any products or services purchased by You to You; and 

3. Correspond with You; and

4. Process payments or refunds; and

5. Contact You about new offerings that We think You will be interested in; and

6. Interact with You via social media; and

7. Send You a newsletter or other updated about Our company or website; and

8. Deliver targeted advertising; and

9. Request feedback from You; and

10. Notifiy You of updated to Our product and service offerings; and

11. Resolve disputes and troubleshoot any problems; and

12. Administer contests or giveaways; and

13. Generate a profit that is personalized to You, so that future interactions with our website will be more personal; and

14. Compile anonymous statistical data for Our own use or for a third-party's use; and

15. Assist law enforcement as necessary; and

16. Prevent fraudulent activity on Our website or mobile app; and

17. Analyze trends to improve Our website and offerings.


Disclosure of Information

We may share Your information with third parties in certain situations. In particular, We may share Your data with third-party processors as needed to serve Our legitimate business interests, which include administration of Our website, administration of Your account, entering into contracts with You, communicating with You, taking orders for goods or sevices, delivering Our goods and services, identifying trends, protecting the security of Our company and website, and marketing additional goods and services to You. The legal basis for Our disclosure of Your data is both Your conset to this Privacy Policy and Our own right to protect and promote Our legitimate business interests. 


The following are specific reaons why We may share Your information.


Third-Party Processing: We may disclose Your infromation to third parties who assist us with various tasks, including payment processing, hosting services, email delivery and customer service. For moer information, see the "Third-Party Processing" section below.


By Law: We may share Your data as required by law or to respond to legal process, including a subpoena, or as necessary to protect the rights, property, and safety of others. This includes sharing information with other parties to prevent or address fraud and to avoid credit risks. 


To Protect Our Company: We may use Your information to protect Our company, including to investigate and remedy any violations of Our rights or policies. We may also disclose Your information as resonably necessary to acquire and maintain insurance coverage, manage risks, obtrain financial or legal advice,or to exercise or defend against legal claims. 


Affiliates: We may share Your personal information with our The Creative Business Plan affiliates who promote Our product(s) or service(s) for a commission fee. We require Our affiliates to honor this Privacy Policy. They are not allowed to spam You and must diclose they are an affiliate for us. If they do not do so, they are in violation of their affilate terms and this Privacy Policy, and any violation of this nature should be reported to

Advertisers: We may use third-party advertising companies to run and manage Our ads to produce ads that appears when You visit Our website or mobile app. These companies may use information about Your visit to Our website and other websites that are contained in web cookies (as described below) to offer You personlized advertisements about goods and services that might interest You. We cannot control the activities of, such other advertisers or web sites. You should consult the respective Privacy Policies of these third-party advertisers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices.


External Links: our website may include hyperlinks to other websites not controlled by us. We suggest You exercise caution when clicking on a hyperlink. Although We use reasonable care in including a hyperlink on Our own web page, We do not regularly monitor the websites of these third-parties, are not responsible for any damage or consequences You suffer by using these hyperlinks. We are not bound by the Privary Policies of any third-party website that You acess by a hyperlink, nor are they bound by ours. We encourage You to read the Policies of those third-party websites before interacting with them or making purchases. They may collect different information and use different methods than we do. 


Tracking technologies

Cookies, Log Files, and Web Beacons: Like many other websites, We make use of log files. These files merely log visitors to the site - usually a standard procedure for hosting companies and a part of hosting services' analytics. The information inside the log files includes internet protcol (IP) addresses, brower type, Interest Service Provider (ISP), date/time stamp, referring/exit pages, and possibly number of clicks. This information is used to analyze trends, administer the site, track user's movement around the site, and gather demographic information. IP addresses and other such information are not linked to any information that is personally identifiable. 


We use cookies - small text files sent to us by Your computer - and web beacons to store certain information. We may use cookies to authenticate Your identity, to determine if You are logging onto Our website, for personzliation, for security, for targeted advertising, or for analysis of the performance of our website and services. For example, cookies allow us to recommend blog posts to You based on what You have read on Our site in the past. We use cookies that are not specific to Your account but unique enough to allow us to analyze general trends and use, and to cuztomize Your interaction with our website.


You may request that We delete Your data at any time. However, note that We cannot control the retention policies of third parties. If You wish to have any third parties, including those to whom We've transmitted Your data, delete that data, You will need to contact those third-parties directly.